Term: sheltered upbringing

sheltered upbringing (noun phrase): a childhood in which a person is protected too much from the unpleasant or difficult experiences of real life. 

synonyms: protected childhood, cushioned life 

pronunciation: /ˈʃeltəd ˈʌpˌbrɪŋɪŋ/ 

translation: siltumnīcas audzināšana / pārlieku pasargāta bērnība 

example: Because of his sheltered upbringing, he found it very difficult to manage his own finances and live alone for the first time. 

other words from this root: shelter (noun/verb), upbringing (noun), bring up (phrasal verb).